Catchwords
Insurance – Statutory construction – Where contract of insurance covered accidental damage to vehicles – Where contract of insurance required drivers to obtain satisfactory driver test score – Where drivers of vehicles involved in accidents had not completed driver tests – Where failure to complete driver test did not cause or contribute to accidents – Whether s 54(1) of Insurance Contracts Act 1984 (Cth) requires insurer to indemnify insured for loss caused by accidents.
Words and phrases – "act", "claim", "contract of insurance", "indemnity", "scope of cover".
Insurance Contracts Act 1984 (Cth) – s 54.